Not bad, but very smudgy
It's a nice pic, it really is, but you used the smudge tool too much. You should try to draw with a little more definition. I suppose you wanted it to look like an oil painting or something, but I think you've overdone it.
I like the mountain cliff and the sky you did. It's also very smudgy, but apart from that it seems to be ok.
It also gets a little too dark at the bottom of the trees.
Keep it up and I hope to see more from you in the next flood!